Current Accounts

OTP Bank offers for its individual clients (residents and non-residents) opening and servicing of current accounts.

To open current account you need:

1. Call or attend OTP Bank to learn the procedure of account opening and to appoint the meeting;
2. To provide the Bank with the essential documents to open an account;
3. Complete an application and sign an agreement and tariffs.

The schedule of branches’ operating hours is available in the bank’s Call-Center.

Operations with current accounts:

• Cash;
• Operations (withdrawals/deposits);
• Sale of Traveller’s Cheques;
• Incoming and outgoing payments (in UAH and FCY);
• Foreign exchange operations;
• Monthly statements (free of charge);
• Standing Order;
• Monthly interest accrual on current account's (deposit on demand) balance* (1,5% p.a. for UAH acc.; 0,5% for USD acc.; 0,25% for EUR acc.; 0,25% for CHF acc.);
• Opening of current accounts in UAH/FCY (Commission for account opening – UAH 80- is paid once upon opening of the first account)

Attention: In case of effecting any deposit operation or obtaining loan the current account is opened free of charge.

* – starting from 01.03.2011 interest rate, accrued on the balance of banking investment account in foreign and local currencies for individuals – non-residents, set at the level 0%.

List of essential documents to open a current account, place a deposit or receive payment card:

• Citizens passport;
• Personal Tax Code.
• Non-resident clients should also present information concerning the origin of cash funds (customs declaration, etc.).
• Rules on using accounts of OTP Bank
• Tariffs for settlement and cash services