Tariffs on operations with salary cards of international payment system MasterCard WorldWide (valid from 02.08.2010)

 
MC GOLDMC STANDARDMAESTRO
1.Bank’s fee for main card issuing and maintenance through the validity period1, UAH500405
2.Bank’s fee for additional card issuing and maintenance through the validity period1300305
3.Payment for the reissuing of the card and PIN – code according to the client‘s application100255
4.Bank’s fee for manual encashment operations at the cash desk and in ATMs of OTP Bank (percentage from the amount of operation)Not established
5.Bank’s fee for manual encashment operations in ATMs of «Atmosphere» network (percentage from the amount of operation)2Fee is set according to Agreement conditions
6.Bank’s fee for manual encashment operations at the cash desks and in ATMs of other banks3 in Ukraine, percentage from the amount of operation 1,4 % + 4 UAH
7.Bank’s fee for manual encashment operations at the cash desks and for ATMs abroad, percentage from the amount of operation1,5% min 17 UAH
8.In case of the overdraft, percentage is accrued from the debt amount in % per day40,1%
9.Charges for clarification by the bank of the circumstances of an operation declared in written by the cardholder as doubtful but clarified by the bank as the operation, which really took place, UAH100,00
10.Interest accrued on the balance of Card account, % p.a.7% annual interest rate in UAH3% annual interest rate in UAH1% annual interest rate in UAH
11.Bank’s fee for the cashless replenishment of the card account (except payments from Organization)/(percentage from the amount of operation)0,75 %
12.Payment for the Insurance Policy provided by CJS «IC «Chartis Ukraine»» (К* - USD rate fixed by NBU on the date of payment for the insurance by Insured Person)$12,50хK$10,07хК *by agreement of both parties
13.Bank’s fee for the issuing of official account report on customer written request50 UAH
14.Bank’s fee for manual cash withdrawal at the cash desk of the Bank from card/transit account without card in case of if it’s lost, stolen, damaged56 (percentage from the amount of operation)from an account in UAH - 1% min 10 UAH
from an account in USD/EUR - 1% min 1 USD/EUR
15.Bank’s fee for money transfer from the card account (in case if the card is lost, stolen, damaged) to another account opened in OTP Bank56 (percentage from the amount of operation)from an account in UAH - 1% min 10 UAH
from an account in USD/EUR - 1% min 1 USD/EUR

When effecting payment abroad, the payment system exchanges the amount of payment in USD/EURO at the rate, fixed by the system. Further exchange into card account currency is effected by the Bank at its commercial rate. When effecting payment operation on the territory of Ukraine from card account in USD/EURO the Bank exchanges the amount into UAH at the commercial rate fixed by the Bank.

1 The term of Card validity is 3 years.
2 Payment is withdrawn from the card account of the cardholder according to the percent of RKO marked in General Agreement of servicing salary project with using international payment plastic cards, the fee for the cash could not be established.
3 Other bank may charge additional fee for manual encashment operations at its discretion
4 Interest accrued on monthly basis.
5 Manual cash withdrawal from card/transit account or transfer to other Bank’s account in case of close account is free of charge, in 45 days after complete an application for card account closing.
6 Commission deducting in national currency. In case of lack of UAH funds on client’s current account Client entrusts Bank to sell client’s funds in foreign currency on the Ukrainian interbank market in conformity with the legislation and in accordance with OTP Bank Tariffs and to deduct UAH equivalent of commission from funds of foreign currency has been sold.