O. Klymenko: We live in an era of responsible and organic lending
OTP BANNK JSC implements responsible lending and takes into account the interests of its clients, looking for an individual approach to each, and receives a serious attitude to such cooperation from the borrowers. Told member of the Management Board of OTP BANK, who manages development of retail business, Oleg Klymenko during Ukrainian Credit Conference (UCC) in Kyiv.
“We live in an era of responsible and organic lending. The growth rate of the lending market during the second-third quarter of 2023 accelerated by 25%. It is worth noting that this positive trend continues. If we talk about installment loans, then first of all we are talking about credit cards and installments. It is about a well-considered decision of the client to take advantage of the opportunity and a responsible attitude to fulfilling the terms of return, which, in turn, makes credit risks more balanced. I want to thank for such serious approach to our cooperation”, - said O.Klymenko.
OTP BANK constantly develops it`s services to provide service to the clients on maximum speed and comfort and also offers convenient lending solutions, which allows to receive extra money for purchasing or for unplanned expenses. There are couples installments, which are available for OTP Bank UA users: one can chose goods in a shop on a website of partners net and then buy it on installment, by using Skybochka, or one can do the opposite – first buy something, and then receive money back on a card by means of the credit limit. "The service of reinforcement on installments is in great demand and we continue to actively develop it,” – added member of the Management board.
O.Klymenko also told the attendees about Ponova by OTP Bank – marketplace, where one can buy a used car on a credit. For each client within this project there is a personal manager, also Bank provides a support of the agreement. “The used cars market is in 8 times bigger than new cars market. OTP BANK has been developing it and is dedicated to continue to do so. We already have more than 400 partners, who sells cars and we are open to the cooperation with new ones. A car is not a luxury it has become a necessity for every family in a modern world”, - he added.
The organizers of the conference are the All-Ukrainian Association of Financial Companies and Finance.ua with the support of the “Minfin” and SalesDoubler. Representatives of the NBU, banks and large companies, as well as market experts attended the event.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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