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Decision up to 60 minutes and money today
Decision up to 60 minutes and money today
For the loans up to 50 000 UAH only passport and identity number are needed
For the loans up to 50 000 UAH only passport and identity number are needed
The decision is making online.
Only money can be picked at the department
The decision is making online.
Only money can be picked at the department
Lending terms
The age of 25 is a minimal borrowing age
The age of 25 is a minimal borrowing age
Ukrainian citizenship and registration in Ukraine
Ukrainian citizenship and registration in Ukraine
Loan amount – from 5 000 UAH to 1 000 000 UAH
Loan amount – from 5 000 UAH to 1 000 000 UAH
Lending term – up to 84 months
Lending term – up to 84 months
Real annual interest rate is from 59% to 107%
Real annual interest rate is from 59% to 107%
Loan management fee is a certain percentage of the Loan amount
Loan management fee is a certain percentage of the Loan amount (from 0 to 3.3%)
Life insurance (tariff from 0.2% to 1%)
Life insurance (tariff from 0.2% to 1%)
 
Calculate your best loan option:
Age
Sallary
Employment term
5 000
27 500
50 000
Сredit amount
UAH.
6
21
36
Credit term
MON.
Loan calculation
Monthly payment including commission
0uah
XIRR
0%
Total consumer loan expenses
0uah
Monthly commission
0%
Total credit amount
0uah
*The example of calculating the terms of the loan is for information only and is not a public offer.
 
Receive your money in three simple steps
Order your loan online
Order your loan online
Wait for a decision
Wait for a decision
Pick up your money at the bank
Pick up your money at the bank
Send the inquiry for the cash loan now
Decision in an hour
Decision in an hour
Up to 50 000 UAH without a confirmation of income
Up to 50 000 UAH without a confirmation of income
Online checkout
Online checkout

Why 450 000 our clients have chosen OTP cash loan in 2019?
OTP Bank is among the most efficient banks in Ukraine in 2021

OTP Bank is among the most efficient banks in Ukraine in 2021

OTP Bank took the fourth place in the list of the most efficient banks of Ukraine in 2021, according to the CASE Ukraine website.

The ranking is based on the Cost-to-Income ratio (CIR) - the ratio of operating expenses to operating income. This figure in OTP Bank is 37%, according to an analytical note published on the company's website. It also states that the key reason for OTP Bank's high operational efficiency was its business model.

The lending opportunity to repay the loan in any convenient way for you: online and offline

The lending opportunity to repay the loan in any convenient way for you: online and offline

  • make a payment via Internet via any card
  • obtain a payment at the bank department
  • transfer money using account details
  • use online service OTP Smart
  • replenish account through the terminal network


Documents
SMS – your personal loan certificate

Now there is no need to remember the amount of monthly loan payment or call to information center. You can easily receive the information regarding your account balance via SMS.

It is necessary to send a message on the number 9707, mentioning in the text of outgoing message a number of the loan agreement (10 numbers).

SMS sending cost – 0,94 UAH for the national GMS operators’ subscribers.

Tariff is displayed in UAH including VAT. Additionally Pension fund charge is kept in the amount of 7,5% of the cost of the service, without VAT inclusion. Only for adults. Phone: 044 498-88-44, 044 290-92-34, (during working days from 8:00 a.m. to 8:00 p.m., day offs: 9:00 a.m. - 6:00 p.m., the cost of the payments according to the costs of your service provider).