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Deposit Guarantee Fund of Individuals of Ukraine


OTP BANK JSC is a member of the Deposit Guarantee Fund of Individuals (hereinafter - the Fund) dated September 2, 1999, certificate № 081.

The Deposit Guarantee Fund of individuals guarantees to each depositor of the bank, a refund in the amount of the deposit (including interest) as of the date of withdrawal of the bank from the market, but not more than the amount of the deposit refund set by the Law of Ukraine "On Deposit Guarantee System persons "on this day, regardless of the number of deposits in one bank.

The amount of the maximum amount of reimbursement of funds on deposits, including interest, at the expense of the Deposit Guarantee Fund of individuals - UAH 200,000. ((Decision of the Administrative Council of the Deposit Guarantee Fund of Individuals № 27 dated 21.08.2012 "On increasing the amount of reimbursement of deposits").

Attention to Clients!

Law of Ukraine № 1588-IX from 30.06.2021 amended the Law of Ukraine "On the system of guaranteeing deposits of individuals" ,which came into effect from 08/05/2021, in particular to the term "Contribution", which is set out in a new edition. According to these changes, OTP BANK JSC has made changes to the updated versions of agreements on opening a bank account and bank deposit (deposit), in particular to the public parts of these agreements, the updated versions of which can be found on the Bank's Official website in the corresponding sections, in depending on the type of banking product.

Additionally:

"Deposit - funds in cash or non-cash form in the currency of Ukraine or in foreign currency, which are attracted by the bank from the depositor (or which were received for the depositor) under the terms of a bank account agreement, bank deposit (deposit), including accrued interest on such funds."

Deposit Guarantee Fund of Individuals of Ukraine


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Frequently Asked Questions
What is amount ofguaranteed  refund  by the Fund?

According to the decision of the Administrative Council of the Deposit Guarantee Fund of individuals №27 dated 21.08.2012 "On increasing theamount of deposit refunds", which was registered in the Ministry of Justice of Ukraine on 29.08.2012 for №1452 / 21764.
The amount of deposit refunds, including interest, at the expense of the Deposit Guarantee Fund of Individuals is up to UAH 200,000.

Which deposits are covered by the Fund's guarantees?

To each depositor, the Fund guarantees refundsraised by the bank from the depositor (or received for the depositor) on the following terms:

  • bank deposit agreement
  • bank account
  • by issuing a registered certificate of deposit