



- Deposit term is from 30 days to 2 years
- Account replenishment or partial use of capital is not provided
- If you opening via OTP Smart Internet banking, the rate is up to 5,5-6,5% UAH and 0,01% in USD, EUR and CHF
- Deposits can be placed in UAH, USD, EUR and CHF
- Minimal sum to deposit: 2000 UAH or 50 USD or 50 Euro or 50 CHF
- Opening a current and deposit account when opening a term deposit - is not charged

- Iterest Rate: 5,5% UAH and 0,01% in USD, EUR
- Account operation is not limited
- Deposits can be placed in UAH
- Minimum replenishment amount: 100 UAH
- Minimum sum to deposit: 500 UAH

- Each parent/tutor has right to open an account
- The deposit interest rate is floating (0,01USD/0,01EUR), interests are paid annually
- In case of pre-term agreement dissolution after 2 years of the Agreement’s validity interests will be paid fully on actual term of deposit placement, during 2 years – at the level of 0,01% per annum for USD and EUR
- Minimum sum to deposit: 20 US Dollars or 20 Euro
- Minimum replenishment amount: 20 US Dollars or 20 Euro

- Term of deposit: 3 months, 6 months або 12 months
- Account replenishment or partial use of capital is not provided
- Opening of deposit via ОТР Smart Internet banking
- Minimum sum to deposit: 100 000 UAH
- The rate is up to 6,5-7,0% UAH
- Monthly interest repayment
- Opening a current and deposit account when opening a term deposit - is not charged
- Only for «Private Banking» and «Premium» clients
Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
Term deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
5.5-6%* 5.75-6.25%* 5.75-6.25%* 6.0-6.5%* |
2000 UAH |
Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
5.0-5.5%* 5.25-5.75%* 5.25-5.75%* 5.5-6%* |
2000 UAH |
Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
5,5% |
300 UAH |
Deposit with free withdrawal and replanishment option "Accessible money" | perpetual |
5,5% |
100 UAH |
Child deposit till lawful age | till lawful age | – | – |
Term deposit "Premium" |
3 months 6 months 12 months |
6.5% 6.75% 7% |
100 000 грн / UAH |
Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 USD |
Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 USD |
Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 USD |
Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
Child deposit till lawful age | till lawful age |
0.01% |
20 USD |
Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 EUR |
Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 EUR |
Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 EUR |
Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
Child deposit till lawful age | till lawful age |
0.01% |
20 EUR |
Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 CHF |
Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
– – – – |
– |
Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual | – | – |
Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
Child deposit till lawful age | till lawful age | – | – |
* Interest rates include OTP Smart deposit bonus.
Interest rate on early repayment of the deposit -1.5% per annum in UAH, 0.01% per annum in USD, EURO and CHF. Minimum period of term deposit for non-resident of Ukraine – 184 days.
Calculate your income from placing a deposit with OTP Bank



- Passport
- Borrower's identification code giving report issued by tax administration
Individuals – non-residents need to submit document stating the course of cash
Since OTP Bank JSC has been a member of the Deposit Guarantee Fund from September 2, 1999, deposits opened with the Bank are protected by DGF guarantees.
The Fund guarantees to each Depositor refundsin the amount of the deposit, including interest accrued on the date of the National Bank of Ukraine's decision to classify the Bank as insolvent and the beginning of the Fund's withdrawal procedure, but not more than UAH 200,000.00.
Official website of the Fund with information on deposit guarantee conditions (section "For depositors").
The Bank's clients have the opportunity to open a deposit in several ways.
Regardless of the chosen method of opening a deposit, you must first become a customer of the bank, for this you need to address the bank branch and bring the following:
- Passport or other identity document.
- Certificate of identification number assignment(registration number of the taxpayer's account card) or the corresponding mark of the State Tax Service in the passport.
Ways to open deposits:
1. By contacting the branch of the Bank, which is the most convenient by the location.
2. Open a deposit online, via "OTP Smart"app. In any case, to open a deposit it is necessary to have an open JSC "OTP Bank" current or card account in the required currency.
OTP Bank JSC always offers its customers various bonuses within the loyalty program. At present, when opening a deposit via the OTP Smart app, the client receives a bonus to the standard rate of 0,5%.
The current conditions for placing deposits can be found at the link.
Information on accrued interest can be found in the following ways:
- In the personal account of the "OTP Smart" app (mobile or WEB version).
- By calling the Bank's information center by phone (044) 490-05-00, it is necessary to have and know the word password, which will be the customer's ID.
- Applying to a bank branch, it is necessary to have documents proving the identity of the client.
If the deposit was opened with the possibility of early termination, it is possible to withdraw such deposit funds upon application for early termination by contacting the Bank's branch. In this case, the accrued interest will be transferred at the penalty rate in accordance with the terms of the Bank Deposit Agreement.
In case of opening a deposit without the possibility of early termination, it is impossible to withdraw funds early.
To conclude an agreement, you only need:
- Passport
- Certificate from the tax inspection on the assignment of an individual code (identification number) of the taxpayer. Non-resident individuals must also submit to the bank a document on the sources of cash