EN
Ability to receive your money at any time
Ability to receive your money at any time
+ 0,5% if you opening a term deposit through Internet-banking OTP Smart
+ 0,5% if you opening a term deposit through Internet-banking OTP Smart
Guaranteed income
Guaranteed income
OTP Bank offers the effecting of deposit operations in UAH, USD and EUR for private clients
Term deposit
Срочный депозит
  • Deposit term is from 30 days to 2 years
  • Account replenishment or partial use of capital is not provided
  • If you opening via OTP Smart Internet banking, the rate is up to 5,5-6,5% UAH and 0,01% in USD, EUR and CHF
  • Deposits can be placed in UAH, USD, EUR and CHF
  • Minimal sum to deposit: 2000 UAH or 50 USD or 50 Euro or 50 CHF
  • Opening a current and deposit account when opening a term deposit - is not charged
Savings account
Savings account
  • Iterest Rate: 5,5% UAH and 0,01% in USD, EUR
  • Account operation is not limited
  • Deposits can be placed in UAH
  • Minimum replenishment amount: 100 UAH
  • Minimum sum to deposit: 500 UAH
Child deposit till lawful age
Child Deposit till Lawful Age
  • Each parent/tutor has right to open an account
  • The deposit interest rate is floating (0,01USD/0,01EUR), interests are paid annually
  • In case of pre-term agreement dissolution after 2 years of the Agreement’s validity interests will be paid fully on actual term of deposit placement, during 2 years – at the level of 0,01% per annum for USD and EUR
  • Minimum sum to deposit: 20 US Dollars or 20 Euro
  • Minimum replenishment amount: 20 US Dollars or 20 Euro
«Premium» Term deposit
«Premium» Term deposit
  • Term of deposit: 3 months, 6 months або 12 months
  • Account replenishment or partial use of capital is not provided
  • Opening of deposit via ОТР Smart Internet banking
  • Minimum sum to deposit: 100 000 UAH
  • The rate is up to 6,5-7,0% UAH
  • Monthly interest repayment
  • Opening a current and deposit account when opening a term deposit - is not charged
  • Only for «Private Banking» and «Premium» clients

Comparison table of interest rates on deposit products
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Term deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
5.5-6%*
5.75-6.25%*
5.75-6.25%*
6.0-6.5%*
2000 UAH
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
5.0-5.5%*
5.25-5.75%*
5.25-5.75%*
5.5-6%*
2000 UAH
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 5,5%
300 UAH
Deposit with free withdrawal and replanishment option "Accessible money" perpetual 5,5%
100 UAH
Child deposit till lawful age till lawful age
Term deposit "Premium" 3 months
6 months
12 months
6.5%
6.75%
7%
100 000 грн / UAH
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 USD
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 USD
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 0.01%
10 USD
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age 0.01%
20 USD
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 EUR
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 EUR
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 0.01%
10 EUR
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age 0.01%
20 EUR
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 CHF
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730




Savings account with free withdrawal and replenishment option "Convenient money+" perpetual
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age

* Interest rates include OTP Smart deposit bonus.

Interest rate on early repayment of the deposit -1.5% per annum in UAH, 0.01% per annum in USD, EURO and CHF. Minimum period of term deposit for non-resident of Ukraine – 184 days.

19.5
1000000
3
24
1
6

Calculate your income from placing a deposit with OTP Bank

deposit / contribution
PAYOUT
CURRENCY
2 000
501 000
1 000 000
DEPOSIT AMOUNT
uah
3
14
24
Term of deposit
MON
Deposit calculation
Amount to issue (deposit + % - taxes)
0uah
Interest rate
0%
Amount of income (income from the deposit including taxes)
0uah
Sum of tribute (sum of taxes paid)
0uah
Final income
0uah?
XIRR
0%
Array
Apply for a deposit now
Guaranteed
Guaranteed deposit safety
Ability to receive your money at any time
Ability to receive your money at any time
Guaranteed income
Guaranteed income



Frequently Asked Questions
Do DGF guarantees apply to deposits opened with OTP Bank JSC?

Since OTP Bank JSC has been a member of the Deposit Guarantee Fund from September 2, 1999, deposits opened with the Bank are protected by DGF guarantees.

The Fund guarantees to each Depositor refundsin the amount of the deposit, including interest accrued on the date of the National Bank of Ukraine's decision to classify the Bank as insolvent and the beginning of the Fund's withdrawal procedure, but not more than UAH 200,000.00.

Official website of the Fund with information on deposit guarantee conditions (section "For depositors").

How is it possible to open a deposit in OTP Bank JSC?

The Bank's clients have the opportunity to open a deposit in several ways.

Regardless of the chosen method of opening a deposit, you must first become a customer of the bank, for this you need to address the bank branch and bring the following:

  • Passport or other identity document.
  • Certificate of identification number assignment(registration number of the taxpayer's account card) or the corresponding mark of the State Tax Service in the passport.

Ways to open deposits:

1. By contacting the branch of the Bank, which is the most convenient by the location.
2. Open a deposit online, via "OTP Smart"app. In any case, to open a deposit it is necessary to have an open JSC "OTP Bank" current or card account in the required currency.

How is it possible to get the maximum income on the deposit?

OTP Bank JSC always offers its customers various bonuses within the loyalty program. At present, when opening a deposit via the OTP Smart app, the client receives a bonus to the standard rate of 0,5%.

The current conditions for placing deposits can be found at the link.

How is it possible to find out what interest is accrued on the bank's current deposit on a specific date?

Information on accrued interest can be found in the following ways:

  • In the personal account of the "OTP Smart" app (mobile or WEB version).
  • By calling the Bank's information center by phone (044) 490-05-00, it is necessary to have and know the word password, which will be the customer's ID.
  • Applying to a bank branch, it is necessary to have documents proving the identity of the client.

Is it possible to withdraw the funds placed on deposit early?

If the deposit was opened with the possibility of early termination, it is possible to withdraw such deposit funds upon application for early termination by contacting the Bank's branch. In this case, the accrued interest will be transferred at the penalty rate in accordance with the terms of the Bank Deposit Agreement.

In case of opening a deposit without the possibility of early termination, it is impossible to withdraw funds early.

List of documents required for a deposit transaction?

To conclude an agreement, you only need:

  • Passport
  • Certificate from the tax inspection on the assignment of an individual code (identification number) of the taxpayer. Non-resident individuals must also submit to the bank a document on the sources of cash