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Ability to receive your money at any time
Ability to receive your money at any time
+ 2,5% if you opening a term deposit through Internet-banking OTP Smart
+ 2,5% if you opening a term deposit through Internet-banking OTP Smart
Guaranteed income
Guaranteed income
OTP Bank offers the effecting of deposit operations in UAH, USD and EUR for private clients
Term deposit
Срочный депозит
  • Deposit term is from 30 days to 2 years
  • Account replenishment or partial use of capital is not provided
  • If you opening via OTP Smart Internet banking, the rate is up to 13%
  • Deposits can be placed in UAH, USD, EUR and CHF
  • Minimal sum to deposit: 2000 UAH or 50 USD or 50 Euro or 50 CHF
Savings account
Savings account
  • Iterest Rate: 9%
  • Account operation is not limited
  • Deposits can be placed in UAH
  • Minimum replenishment amount: 100 UAH
  • Minimum sum to deposit: 500 UAH
Child deposit till lawful age
Child Deposit till Lawful Age
  • Each parent/tutor has right to open an account
  • The deposit interest rate is floating (0,25USD/0,01EUR), interests are paid annually
  • In case of pre-term agreement dissolution after 2 years of the Agreement’s validity interests will be paid fully on actual term of deposit placement, during 2 years – at the level of 0,01% per annum for USD and EUR
  • Minimum sum to deposit: 20 US Dollars or 20 Euro
  • Minimum replenishment amount: 20 US Dollars or 20 Euro

Comparison table of interest rates on deposit products
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Term deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
12%*
13%*
13%*
13%*
2000 UAH
Term bank deposit with a variable interest rate, monthly interest payment, without the right of early return 1th amount per (1-30 день) 99,00%** 5000 UAH
2th amount period (31-60 days) 0,75%**
3th amount period (61-90 день) 0,75%**
4th amount period (91-120 days) 0,75%**
5th amount period (121-150 days) 0,75%**
6th amount period (151-180 days) 0,75%**
7th amount period (181-210 days) 0,75%**
8th amount period (211-240 days) 0,75%**
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
11.5%*
12.5%*
12.5%*
12.5%*
2000 UAH
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 8%
300 UAH
Deposit with free withdrawal and replanishment option "Accessible money" perpetual 9%
100 UAH
Child deposit till lawful age till lawful age
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.25%
0.25%
0.25%
0.25%
50 USD
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
0.25%
0.25%
0.25%
0.25%
50 USD
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 0.25%
10 USD
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age 0.25%
20 USD
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 EUR
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 EUR
Savings account with free withdrawal and replenishment option "Convenient money+" perpetual 0.01%
10 EUR
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age 0.01%
20 EUR
Type of deposit Terms, days Interest Rate Minimal sum to deposit
Agreement on the term bank deposit with interests payment after agreement termination 90-179
180-269
270-365
367-730
0.01%
0.01%
0.01%
0.01%
50 CHF
Term deposit with monthly payment or interest capitalization 90-179
180-269
270-365
367-730




Savings account with free withdrawal and replenishment option "Convenient money+" perpetual
Deposit with free withdrawal and replanishment option "Accessible money" perpetual
Child deposit till lawful age till lawful age

* Interest rates include OTP Smart deposit bonus.

** Effective interest rate for the entire term of the deposit 13.03% per annum.

Interest rate on early repayment of the deposit -1.5% per annum in UAH, 0.01% per annum in USD, EURO and CHF. Minimum period of term deposit for non-resident of Ukraine – 184 days.

19.5
1000000
3
24
1
6
Calculate your profit from a deposit in OTP Bank:
Term deposit
PAYOUT
CURRENCY
2 000
501 000
1 000 000
DEPOSIT AMOUNT
uah
3
14
24
Term of deposit
MON
Deposit calculation
Amount to issue (deposit + % - taxes)
0uah
Interest rate
0%
Final income
0uah?
Deposit amount
0uah
*An example of calculating deposit conditions is purely informational and is not a public offer.
Apply for a deposit now
Guaranteed
Guaranteed deposit safety
Ability to receive your money at any time
Ability to receive your money at any time
Guaranteed income
Guaranteed income

Documents
List of documents required for making of deposit operations
  • Passport
  • Borrower's identification code giving report issued by tax administration

Individuals – non-residents need to submit document stating the course of cash