Ability to receive your money at any time
+ 0,5% if you opening a term deposit through Internet-banking OTP Smart
Guaranteed income
OTP Bank offers the effecting of deposit operations in UAH, USD and EUR for private clients
Term deposit
- Deposit term is from 30 days to 2 years
- Account replenishment or partial use of capital is not provided
- If you opening via OTP Smart Internet banking, the rate is up to 6,5%
- Deposits can be placed in UAH, USD, EUR and CHF
- Minimal sum to deposit: 2000 UAH or 50 USD or 50 Euro or 50 CHF
Savings account
- Iterest Rate: 5,5%
- Account operation is not limited
- Deposits can be placed in UAH
- Minimum replenishment amount: 100 UAH
- Minimum sum to deposit: 500 UAH
Child deposit till lawful age
- Each parent/tutor has right to open an account
- The deposit interest rate is floating (0,25USD/0,01EUR), interests are paid annually
- In case of pre-term agreement dissolution after 2 years of the Agreement’s validity interests will be paid fully on actual term of deposit placement, during 2 years – at the level of 0,01% per annum for USD and EUR
- Minimum sum to deposit: 20 US Dollars or 20 Euro
- Minimum replenishment amount: 20 US Dollars or 20 Euro
Comparison table of interest rates on deposit products
UAH
USD
EUR
CHF
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Term deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
6%* 6.25%* 6.25%* 6.5%* |
2000 UAH |
| Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
5.5%* 5.75%* 5.75%* 6%* |
2000 UAH |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
5,5% |
300 UAH |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual |
5,5% |
100 UAH |
| Child deposit till lawful age | till lawful age | – | – |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 USD |
| Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 USD |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 USD |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Child deposit till lawful age | till lawful age |
0.01% |
20 USD |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 EUR |
| Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 EUR |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 EUR |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Child deposit till lawful age | till lawful age |
0.01% |
20 EUR |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Agreement on the term bank deposit with interests payment after agreement termination |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 CHF |
| Term deposit with monthly payment or interest capitalization |
90-179 180-269 270-365 367-730 |
– – – – |
– |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual | – | – |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Child deposit till lawful age | till lawful age | – | – |
* Interest rates include OTP Smart deposit bonus.
Interest rate on early repayment of the deposit -1.5% per annum in UAH, 0.01% per annum in USD, EURO and CHF. Minimum period of term deposit for non-resident of Ukraine – 184 days.
19.5
1000000
3
24
1
6
Calculate your profit from a deposit in OTP Bank:
Term deposit
PAYOUT
CURRENCY
2 000
501 000
1 000 000
DEPOSIT AMOUNT
uah
3
14
24
Term of deposit
MON
Deposit calculation
Amount to issue (deposit + % - taxes)
0uah
Interest rate
0%
Final income
0uah?
XIRR
0%
*An example of calculating deposit conditions is purely informational and is not a public offer.
Apply for a deposit now
Guaranteed deposit safety
Ability to receive your money at any time
Guaranteed income
Documents
List of documents required for making of deposit operations
- Passport
- Borrower's identification code giving report issued by tax administration
Individuals – non-residents need to submit document stating the course of cash
