- Deposit term is from 1-24 months
- Account replenishment or partial use of capital is not provided
- With the possibility of automatic prolongation of deposits for a period of 3 months
- If you opening via OTP Bank UA, the rate is up to 4-12% UAH, 0,01%-1,5% in USD and 0,01%-1% EUR
- Deposits can be placed in UAH, USD, EUR and CHF
- Minimal sum to deposit: 100 UAH or 50 USD or 50 Euro or 50 CHF
- Opening a current and deposit account when opening a term bank deposit - is not charged
"Convenient money+"
- Iterest Rate: 3% UAH and 0,01% in USD, EUR
- Account operation is not limited
- Deposits can be placed in UAH
- Minimum sum to deposit: 300 UAH
"Accessible money"
- Iterest Rate: 3% UAH
- Account operation is not limited
- Deposits can be placed in UAH
- Minimum sum to deposit: 100 UAH
- Each parent/tutor has right to open an account
- The deposit interest rate is floating (0,01USD/0,01EUR), interests are paid annually
- In case of pre-term agreement dissolution after 2 years of the Agreement’s validity interests will be paid fully on actual term of deposit placement, during 2 years – at the level of 0,01% per annum for USD and EUR
- Minimum sum to deposit: 20 US Dollars or 20 Euro
- Minimum replenishment amount: 20 US Dollars or 20 Euro
- Term of deposit: 3 months, 4 months, 6 months or 12 months
- Account replenishment or partial use of capital is not provided
- With the possibility of automatic prolongation of deposits for a period of 3 months
- Minimum sum to deposit: 30 000 UAH
- The rate is up to 6,25-10,5% UAH
- Monthly interest repayment
- Opening a current and deposit account when opening a term deposit - is not charged
- Only for «Private Banking» and «Premium» clients
Term bank deposit with the monthly interest payment without the right prolongation «An absolute advantage»
- Term of deposit: 3 or 6 mounths
- Account replenishment or partial use of capital is not provided
- No automatic prolongation option
- Iterest Rate: 10-11% per annum, without the possibility of opening in Internet banking ОТР Smart
- Minimum sum to deposit: 2000 UAH
- Maximum sum to deposit: 500 000 UAH
- Interest payment: monthly to the current account/card or by capitalization
- Opening a current and deposit account when opening a term bank deposit - free of charge
Term bank deposit «Cash»
- Term of deposit: 12 mounths
- Account replenishment or partial use of capital is not provided
- No automatic prolongation option
- No possibility of early termination
- Iterest Rate: 10%
- Minimum sum to deposit: 500 000 UAH
- Interest payment: at the end of the term
- Opening a current and deposit account when opening a term bank deposit - free of charge
- For customers only «Private Banking»
Term bank deposit “Currency”
- Deposit term is from 184 to 187 days
- Account replenishment or partial use of capital is not provided
- No automatic prolongation option
- Minimum sum to deposit: 100 000 USD
- Iterest Rate: 0,01%
- Interest payment: at the end of the term
- On the Date of the return, the Deposit Amount and interest accrued on the Deposit are paid in national currency (converted to the official exchange rate of the National Bank of Ukraine on the Date of the Return of the Deposit Amount) by crediting it to the Client's Current Account for the return of the Deposit, in accordance with the provisions of the NBU Regulation of February 24, 2022. No. 18 "On the operation of the banking system during the introduction of martial law”.
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Term bank deposit with interest payment at the end |
30-35 93-179 180-185 186-365 367-730 |
4-4.25%* 8-12%* 10-11%* 5.5-11%* 5.75-6.75%* |
2000 UAH |
| Term bank deposit with the monthly interest payment |
93-179 180-185 186-365 367-730 |
7.5-12%* 9.5-11%* 5-11%* 5.25-6.25%* |
2000 UAH |
| Term bank deposit with the monthly interest payment without possibility of prolongation | 30-35 | 4/4.25%* | 2000 UAH |
| Term bank deposit with the monthly interest payment without the right prolongation «An absolute advantage» |
90-95 180-185 |
10% 11% |
2000 UAH |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
3.75% |
300 UAH |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual |
3.75% |
100 UAH |
| Term bank deposit for a Child untyl the majority age | till lawful age | – | – |
| Term bank deposit "Premium" |
3 months 6 months 12 months |
9-10% 10.5% 6.25% |
30 000 грн / UAH |
| Term bank deposit with interest payment at the end without the possibility of prolongation "Cash" | 12 months | 10% | 500 000 грн / UAH |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Term bank deposit with interest payment at the end |
93-179 180-269 270-365 367-730 |
0.01%-1.5% 0.01% 0.01% 0.01% |
50 USD |
| Term bank deposit with the monthly interest payment |
93-179 180-269 270-365 367-730 |
0.01%-1.5% 0.01% 0.01% 0.01% |
50 USD |
| Term bank deposit with the possibility of replenishment with a monthly interest payment without the possibility of prolongation “Currency” | 184-187 days |
0.01% |
100 000 USD |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 USD |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Term bank deposit for a Child untyl the majority age | till lawful age |
0.01% |
20 USD |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Term bank deposit with interest payment at the end |
93-179 180-269 270-365 367-730 |
0.1%-1% 0.01% 0.01% 0.01% |
50 EUR |
| Term bank deposit with the monthly interest payment |
93-179 180-269 270-365 367-730 |
0.1%-1% 0.01% 0.01% 0.01% |
50 EUR |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual |
0.01% |
10 EUR |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Term bank deposit for a Child untyl the majority age | till lawful age |
0.01% |
20 EUR |
| Type of deposit | Terms, days | Interest Rate | Minimal sum to deposit |
| Term bank deposit with interest payment at the end |
90-179 180-269 270-365 367-730 |
0.01% 0.01% 0.01% 0.01% |
50 CHF |
| Term bank deposit with the monthly interest payment |
90-179 180-269 270-365 367-730 |
– – – – |
– |
| Savings account with free withdrawal and replenishment option "Convenient money+" | perpetual | – | – |
| Deposit with free withdrawal and replanishment option "Accessible money" | perpetual | – | – |
| Term bank deposit for a Child untyl the majority age | till lawful age | – | – |
* Interest rates include OTP Smart/OTP Bank UA deposit bonus.
Minimum period of term deposit for non-resident of Ukraine – 184 days.
Calculate your income from placing a loan with AT "OTP Bank"
- Passport
- Borrower's identification code giving report issued by tax administration
Individuals – non-residents need to submit document stating the course of cash
Since OTP Bank JSC has been a member of the Deposit Guarantee Fund from September 2, 1999, deposits opened with the Bank are protected by DGF guarantees.
Each depositor is reimbursed in the amount of the deposit (including interest) as of the end of the day preceding the day the Fund begins the procedure for withdrawing the bank from the market, but not more than the amount of the maximum amount of reimbursement of funds for deposits established by the Law of Ukraine "On Deposit Guarantee System for Private Individuals" on this day, regardless of the number of deposits in one bank.
During the martial law in Ukraine and three months after the date of martial law termination or abolition in Ukraine, the Fund will reimburse the amount of the deposits in full to each depositor of a bank, including interest accrued at the end of the day, which precedes a day a bank exits the market. The exception is provided by Article 26 Part 4 of the Law of Ukraine "On Deposit Guarantee System for Private Individuals".
After the expiration of three months from the day following the day of termination or cancellation of martial law in Ukraine, the maximum amount of reimbursement of funds for deposits cannot be less than UAH 600 000.
The Bank's clients have the opportunity to open a deposit in several ways.
Regardless of the chosen method of opening a deposit, you must first become a customer of the bank, for this you need to address the bank branch and bring the following:
- Passport or other identity document.
- Certificate of identification number assignment(registration number of the taxpayer's account card) or the corresponding mark of the State Tax Service in the passport.
Ways to open deposits:
1. By contacting the branch of the Bank, which is the most convenient by the location.
2. Open a deposit online, via "OTP Smart"app. In any case, to open a deposit it is necessary to have an open JSC "OTP Bank" current or card account in the required currency.
OTP Bank JSC always offers its customers various bonuses within the loyalty program. At present, when opening a deposit via the OTP Smart app, the client receives a bonus to the standard rate of 0,5%.
The current conditions for placing deposits can be found at the link.
Information on accrued interest can be found in the following ways:
- In the personal account of the "OTP Smart" app (mobile or WEB version).
- By calling the Bank's information center by phone (044) 490-05-00, it is necessary to have and know the word password, which will be the customer's ID.
- Applying to a bank branch, it is necessary to have documents proving the identity of the client.
If the deposit was opened with the possibility of early termination, it is possible to withdraw such deposit funds upon application for early termination by contacting the Bank's branch. In this case, the accrued interest will be transferred at the penalty rate in accordance with the terms of the Bank Deposit Agreement.
In case of opening a deposit without the possibility of early termination, it is impossible to withdraw funds early.
To conclude an agreement, you only need:
- Passport
- Certificate from the tax inspection on the assignment of an individual code (identification number) of the taxpayer. Non-resident individuals must also submit to the bank a document on the sources of cash
