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JSC OTP Bank is constantly improving the quality of service and taking into the account all of the clients’ preferences. Currently, borrowers can apply for the loan on the territory of Ukraine and manage their credit cards online via free of charge and convenient mobile app OTP Smart. You can apply while being at home or not leaving your office. The Bank’s employees will consider your application in the shortest terms and obtain your credit card.


By applying for the online credit in OTP Bank, the client may receive the following benefits

MNK
  • Receiving a loan or credit card without an income certificate or pledge.
  • An opportunity to order a card with a limit of 30 000 UAH via Internet with a beneficial interest without commission on the cash withdrawal on the territory of Ukraine.
  • Beneficial period up to 55 days when paying via goods and service card.
  • In order to repay a received loan in Ukraine in any convenient way for You – just visit the department or use the OTP ATM network, via website or OTP Smart app
  • An opportunity to increase a loan amount (credit line) if necessary.


Payment on the online-loan service and usage on the card

Commission on the cash withdrawal
Commission on the cash withdrawal *
SMS updates
SMS updates
Commission on the card service
Commission on the card service

* cash withdrawal without commission only by the loan balance.



Main opportunities with “Money in the pocket” card

UAH 30 000
Credit limit
PayPass
Contactless payments
Google Pay / Apple Pay
Purchases payments via phone
3D Secure
Secure online payments
0%
Commission on the conversion
when paying abroad
Service “Skybochka”
Installments purchase service

Get used to the MFI services? Are you considering “quick loans” and express borrowings more beneficial than a cooperation with the large banks? Compare the terms of the two.


Comparative table of online in OTP Bank and in MFI companies

TERMS OTP BANK MFI
Timing of the applications revision Up to 1 hour starting from 15 minutes
Loan issuance without collateral and income certificate Yes Yes
Maximum borrowing amount Up to 30000 UAH Up to 30000 UAH
Terms of the loan repayment Up to 24 months No more than 2-3 months
Interest rate Up to 5,0 % per month From 0,01 to 2 % per day
An opportunity to use loan funds on the card without interest payment Constantly during benefits period Only for borrowing for the first time
The age of the borrower from 25 years old from 18 years old
Loyalty program, auction offers for the permanent clients Yes Yes

As you can notice, receiving express loans in non-banking institutions have no specific advantages. While cooperating with OTP Bank you may receive the same amount of money on the more beneficial terms. Also, a professional service and a high level of security of your personal data are also guaranteed.



How can I get online loan on the card in OTP Bank?

You can use OTP credit card loans at any convenient time. You can send the application form on the certain loan online, and the loan itself is provided when establishing a certain amount of credit limit on the client’s card. For the online-credit granting merely all of the OTP’s cards may be used. Additionally, you will receive your money in 15-20 minutes after the application fulfillment.


Телефонуйте в цілодобовий інформаційний центр онлайн
Call to the information service around the clock
3D Secure online payments
3D Secure
online payments
Керуйте Вашими фінансами з безкоштовним інтернет-банкінгом ОТР Smart
Free of charge banking
ОТР Smart
Більш ніж 15 000 терміналів для миттєвого поповнення картки (Приват Банк та City 24)
More than 15 000 terminals
for the instant card recharge

OTP Bank provides the most transparent lending terms and beneficial interest rates. The debt repayment via online services or a total sum early return are as easy as to fill in the application form. This can be done without a commission payment, and any other types of payments. It is enough just to make a necessary payment to the respective account via ATM, app, website or via Bank department.



If you do not possess our credit card

1 step
Application on the website
Fill in the form on the website to open an account in OTP Bank
2 step
Confirm your data
Get a Bank decision during a day
3 step
Get a card
For free in any of the Banks departments



What are the other cities where I can obtain a credit?

Is there no opportunity to hold an in-person meeting with a loan manager and to obtain a loan in the bank department? You can apply for the loan via online services, while being in any place on the territory of Ukraine. Just in 15-20 minutes after its revision, the ordered amount will arrive.