OTP BANK presented agribusiness programs for 2025 at the “Agrocosmonauts 2025” conference
OTP BANK JSC presented its lending programs for agribusiness in 2025 during the “Agrocosmonauts 2025” conference. The event, organized by the agricultural media Aggeek, took place on January 29-30 in the Vinnytsia region.
At the conference, Pavlo Huzyr, head of alternative sales channels at «Agro Factory» OTP BANK, spoke about the optimal financial solutions available for agribusinesses within the «Agro Factory». He also shared real-life case studies of successful collaboration with agricultural producers.
«Since its launch in 2018, the «Agro Factory» scoring project has already financed over 700 Ukrainian agrarians. The project offers a flexible and unique approach to collateral requirements and implements special tools for automation and creditworthiness assessment. In particular, a preliminary decision is provided within one business day, and funds can be credited to the borrower’s account by the ninth business day. We offer credit programs tailored to various agrarian needs, including those developed in partnership with international organizations. Moreover, OTP BANK participates in government programs such as ‘Affordable Loans 5-7-9%’ and ‘Made in Ukraine», - said Huzyr.
He emphasized that OTP BANK, in partnership with international and Ukrainian suppliers of material resources, fertilizers, seeds, and plant protection products, offers special financing conditions. These include interest rates starting from 0.01% per annum when purchasing products from partner companies and financing terms ranging from 3 to 12 months. Up to UAH 5 million can be obtained without collateral, up to UAH 20 million is available under financial agrarian receipts. Over UAH 20 million requires hard collateral.
Additionally, under the “Affordable Loans 5-7-9%” program, OTP BANK provides preferential financing for processing enterprises, with a base interest rate of no more than 7% per annum. Agricultural enterprises engaged in crop production can receive loans at 13% per annum.
As part of the “Affordable Loans 5-7-9%” program, the bank also finances modernization of agricultural machinery and vehicles at interest rates of 5-7% per annum for up to 5 years. Ukrainian farmers can also use the program to purchase grain drying equipment, grain storage elevators, and invest in processing. The financing terms include 5-7% per annum for up to 5 years. Additionally, OTP BANK clients may receive up to 10% cashback from the European Bank for Reconstruction and Development (EBRD) when purchasing eligible machinery or equipment.
Furthermore, OTP BANK is a participant in the “Made in Ukraine” state program, which provides a 25% compensation for the cost of Ukrainian-made agricultural machinery.
For financing the purchase of agricultural land, clients can use a loan program with a repayment term of up to 7 years and a down payment starting from 20%. This financing can be combined with the “Affordable Loans 5-7-9%” state program. Additionally, loans are available under the Risk Sharing Program, implemented by OTP Bank in cooperation with the European Bank for Reconstruction and Development (EBRD).
Learn more about OTP Bank’s agribusiness programs here: otpbank.com.ua/agribusiness/
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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