OTP BANK offers Ukrainian farmers optimal financing solutions in 2025 – P. Huzyr
OTP BANK JSC provides optimal financial solutions for the Ukrainian agribusiness sector, designed to help farmers secure funding on favorable terms and within short timeframes. This was stated by Pavlo Huzyr, head of alternative sales channels at «Agro Factory» OTP BANK during the All-Ukrainian practical forum " "Agriculturist Day: the economics of yield", organized by The Ukrainian Farmer magazine.
"In 2025, OTP BANK is offering a range of financing programs for Ukrainian farmers, enabling them to access funds under simplified and advantageous conditions. Since 2018, the Bank has been implementing the scoring project 'Agro Factory', which introduces a flexible and unique approach to collateral requirements and utilizes special tools for automation and creditworthiness assessment. In particular, preliminary decisions are provided within one business day, and loan funds can be received in the account by the ninth business day. Within the 'Agro Factory' project, OTP BANK issued nearly UAH 2 billion in new loans to small and medium-sized agricultural producers in 2024, including UAH 800 million secured by financial agrarian receipts and UAH 500 million in investment loans," said P. Huzyr.
He added that OTP BANK offers farmers the opportunity to take advantage of partnership programs that include special conditions: an interest rate starting at 0.01% per annum when purchasing products from partner companies and financing terms ranging from 3 to 12 months. Farmers can access up to UAH 5 million without 20 million with hard collateral.
Additionally, the Bank participates in the state program "Made in Ukraine", which provides a 25% reimbursement of the cost of Ukrainian-made agricultural machinery.
OTP BANK also finances under the "Affordable Loans 5-7-9%" program on preferential terms. The base rate for processing enterprises does not exceed 7% per annum, while for crop production enterprises, it is 13%.
Within this program, OTP BANK clients can receive funding for modernizing their agricultural machinery fleet (vehicles) or purchasing equipment for drying crops, grain storage elevators, and investment in processing. The program offers financing at 5-7% per annum for up to 5 years and provides cashback of up to 10% from the European Bank for Reconstruction and Development (EBRD), subject to meeting EBRD requirements.
OTP BANK also offers a loan program for acquiring agricultural land. Financing is available for up to 7 years with a down payment starting at 20%. Additionally, Bank clients can take advantage of the state "Affordable Loans 5-7-9%" program. Funding is also available under the Risk Sharing Program, which OTP BANK implements in cooperation with the European Bank for Reconstruction and Development.
For more details on agribusiness financing programs, follow the link.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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