OTP BANK in the top five of the bank viability rating – 2025
OTP BANK JSC was ranked among the TOP-5 of the most reliable banking institutions according to the business media Mind.
The "Bank Viability Rating - 2025. Dimensions of Trust" analyzed the most important financial indicators of 35 state-owned and private banks with Ukrainian and foreign capital. As stated on the rating page, "a bank's ability to survive periods of systemic imbalances is determined as the total sum of stability factor scores. Depending on the overall score, the bank receives a certain number of stars - from 0.5 to 5."
The highest scores – 4 and 4.5 stars – were scored by Ukrainian private banks with foreign capital, including OTP BANK.
The viability rating from Mind is traditional and has been conducted for several years in a row. It takes into account the most important factors of financial stability, such as capital adequacy, quality of the loan portfolio, profitability of the bank's activities, liquidity, systemic importance of the bank, etc. It is noted that the methodology also takes into account the economic standards of banks' activities, which are calculated by the National Bank of Ukraine.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.