Portfolio Expansion: OTP BANK Clients Purchased Domestic Government Bonds Worth UAH 7 Billion Equivalent in H1 2025
Investments by individual clients of JSC “OTP BANK” in domestic government bonds (OVDPs) increased in the first half of 2025, amounting to almost UAH 7 billion equivalent. Notably, 99.5% of all transactions were carried out via the OTP Bank UA mobile application.
“The majority of our app users — about 68% — prefer foreign currency-denominated OVDPs, while 32% choose hryvnia bonds. We believe this reflects our clients’ priority for safety when it comes to preserving their savings, especially in dollars they do not use daily. Clients also wish to invest in the state, thereby supporting the economy while receiving interest income,” explained Valeria Ovcharuk, Product Owner at OTP BANK.
She also noted that many users of the OTP Bank UA app complete transactions in the evening hours. “When clients have free time to think things over and select the best option for themselves, they invest in their future. This illustrates a life change — a shift in mindset among people who want to build a financial safety net and support Ukraine,” emphasized Valeria Ovcharuk.
She reminded that OTP BANK offers clients the opportunity to purchase domestic government bonds directly at Ministry of Finance auctions, as well as from the Bank’s own portfolio.
An important summary of the performance of primary OVDP dealers for H1 was recently published by the Ministry of Finance. In the Ministry’s overall ranking, OTP BANK secured third place, and among privately owned banks, it ranked first.
As a reminder, according to 2024 results, OTP BANK was among the top five primary dealers by volume of OVDP purchases. The Ministry of Finance’s ranking includes a total of 11 banks acting as primary dealers of domestic government bonds.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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