OTP BANK to continue active corporate lending, including expanding renewable energy financing in 2026 – Alla Biniashvili
OTP BANK JSC plans to actively increase financing in the field of renewable energy next year. This was announced by Alla Biniashvili, Member of the Management Board of OTP BANK responsible for corporate business development, during the “Global Outlook: Strategic Momentum” event organized by the European Business Association with the support of OTP BANK.
“What, in our opinion, will be the main driver in 2026? Undoubtedly, renewable energy. It is currently financed mostly by state-owned banks, but other institutions are also setting financing of energy security and renewable energy as their priority. At OTP BANK, we expect a significant increase next year in the share of renewable energy in our portfolio, as well as in the portfolios of other banks,” said A. Biniashvili.
According to her, the banking sector is characterized by a high level of liquidity, and banks are determined to continue financing enterprises. In 2025, the TOP-3 sectors of lending included agriculture, the food industry, and trade — both wholesale and retail. Financial institutions are supporting Ukrainian companies by competing for clients and offering them optimal rates and terms. “They are doing this, successfully providing loans. But at the same time, businesses also finance banks. When we look at the balance sheets of banking institutions, we see that liabilities — that is, deposits and account balances — are twice as large as assets. The reason for this is uncertainty: most companies are afraid to invest in projects due to the war and related risks. Nevertheless, we are growing, the banking sector is developing. Speaking about OTP BANK, we grew by 35% in hryvnia over half a year, which means plus 6 billion hryvnias compared to the beginning of the year,” emphasized the Board Member.
As Alla Biniashvili noted, despite all the challenges, including the geopolitical situation, inflationary processes, the deterioration of the trade balance due to import needs for energy security, lower harvests, and a shortage of personnel, financial institutions remain optimistic about the future. “We must not give up, because when the war ends, everyone will be lending, and it will be a boom. For now, we are working based on the current situation and doing everything possible to effectively support business and the country’s economy,” stressed the OTP BANK Board Member.
The “Global Outlook: Strategic Momentum” event was attended by the Governor of the National Bank of Ukraine Andriy Pyshnyy, Head of the International Finance Corporation (IFC) in Ukraine Olena Voloshyna, and representatives of the business community. The participants focused on such key areas as financial resilience and the role of business in Ukraine’s recovery. They discussed the practical contribution of companies to rebuilding the country’s infrastructure, as well as innovations and support needed to overcome current challenges. In total, about 350 guests attended the event, and another 200 joined the conference online.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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