Investments in domestic government bonds: OTP BANK clients purchased over UAH 16 billion worth of bonds in 2025
In 2025, retail clients of OTP BANK JSC purchased domestic government bonds (DGBs) worth UAH 16.1 billion in equivalent terms.
Overall, more than 14,000 transactions for the purchase of DGBs were completed during the year, 99% of which were conducted via the OTP Bank UA mobile app. Foreign-currency-denominated bonds accounted for 78%, while 22% were hryvnia-denominated.
“Investing in domestic government bonds is one of the few ways citizens can both earn income and support the national economy at the same time. By purchasing government bonds, clients provide direct financial support to the state budget while receiving higher returns compared to deposits, tax-free income, and a 100% repayment guarantee,” emphasized Valeriia Ovcharuk, Product Owner at OTP BANK.
She also noted that the OTP Bank UA app enables clients to purchase DGBs directly at auctions held by the Ministry of Finance — 60% of all bonds were purchased through this channel last year. Another option is buying DGBs from the Bank’s portfolio, available 24/7 regardless of auction schedules. This functionality allows clients to choose the optimal interest rate and maturity period. In addition, OTP BANK clients can sell DGBs via the OTP Bank UA app, with the service available around the clock.
According to Valeriia Ovcharuk, since February 2022, the Bank’s retail clients have purchased domestic government bonds totaling UAH 31.7 billion in equivalent terms.
As reported by the Ministry of Finance of Ukraine, OTP BANK ranked among the top three primary dealers of domestic government bonds in the overall ranking for 2025.
Share these news with friends!
Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
Additional information
