Corporate client loan portfolio of OTP BANK Ukraine grows by almost 30% – Natalia Kondratchuk
In 2025, the corporate client loan portfolio of OTP BANK JSC increased by almost 30%. Over the year, the total volume of loans extended to businesses rose by UAH 7.4 billion (equivalent). This was announced by Natalia Kondratchuk, Director of the Corporate Finance Department at OTP BANK, during the Global Outlook: Success in Adversity event held on 17 February in Kyiv.
“We exceeded our own annual target for new lending transactions by 20%, primarily because we follow our clients’ needs. By maintaining close and ongoing contact with companies, understanding the economic environment and the capabilities of each party, we provide businesses with both standard solutions and tailor-made financing structures. For example, for agricultural clients the Bank offers unique and fast-track solutions under the Agro Factory project – financing of up to UAH 40 million based solely on agricultural financial receipts. In addition, agribusiness producers participate in the state support programme ‘5-7-9%’, as well as in OTP Bank Ukraine’s partner programmes and joint programmes with the European Bank for Reconstruction and Development, which provide cashback of 10% to 30% on energy-efficient equipment,” she said.
According to Natalia Kondratchuk, short-term financing in the form of loans, credit lines and overdrafts is currently the most in-demand product, while large long-term investment projects are being postponed by clients due to the current high war-related risks. At the same time, demand for energy loans has grown significantly in recent months. It should be recalled that at the beginning of February this year, OTP BANK joined the implementation of an additional support instrument, the “Energy Loan”, which enables businesses to obtain financing at 0% interest for energy equipment and continue operations even amid frequent power outages.
Natalia Kondratchuk also noted that digitalisation of services and automation of processes play a major role in strengthening the Bank’s cooperation with businesses. “Digitalisation has been a great support for us. Thanks to electronic digital signatures, the Bank can promptly conclude agreements with clients located anywhere in Ukraine or around the world, and the loan funds required for day-to-day operations reach our clients’ accounts much faster,” said the Director of the Corporate Finance Department.
The Global Outlook: Success in Adversity event was organised by the European Business Association with the support of OTP BANK. The key topics focused on business resilience and success in today’s extremely challenging environment. The event was attended by the Governor of the National Bank of Ukraine, Andriy Pyshny, as well as business leaders and CEOs of major Ukrainian companies. The event welcomed 300 in-person participants, with more than 70 additional attendees joining online.
Last year, OTP BANK also partnered two events organised by the European Business Association – Global Outlook: Enduring Change and Global Outlook: Strategic Momentum.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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