Energy independence as a must-have: OTP BANK offers attractive financing for businesses
Ukrainian businesses should already be investing in their own power generation projects, as this is becoming a key prerequisite for stable operations amid ongoing energy uncertainty. OTP BANK JSC is ready to support such initiatives by offering companies financing on flexible terms, said Ruslan Doroshenko, Head of Energy Products Sales Projects and Programs at OTP BANK, during the roundtable “Financing Energy Equipment in Ukraine: How to Achieve Energy Independence,” organized by the Financial Club.
“Launching in-house energy generation sources has become a practical necessity for businesses. It enables companies to reduce dependence on external supply, ensure business continuity, confidently plan development, and improve profitability. OTP BANK, for its part, provides businesses with access to financial instruments that allow for the fast and efficient implementation of energy projects,” Mr. Doroshenko noted.
In his view, investing in energy-efficient equipment is economically justified. Companies that invest in their own generation benefit from significantly lower electricity costs, can operate without interruptions caused by outages, and may also sell excess electricity back to the grid. This enhances both their resilience and competitiveness.
At the same time, the issue goes beyond the efficiency of individual enterprises and extends to the country’s overall energy security. The vulnerability of centralized infrastructure has driven a trend toward the development of distributed generation, which helps diversify electricity production sources and reduce risks. Given the continued impact of missile and drone attacks and the substantial time and resources required to restore capacity, the transition to a decentralized generation model is a logical step toward strengthening the resilience of the energy system.
The implementation of renewable energy projects requires significant capital investment, making the role of banks crucial in this process. OTP BANK supports businesses in adopting energy solutions by offering tailored financing based on individual project parameters. Key terms include loan tenors of up to seven years with a minimum borrower contribution starting from 15%. The purchased equipment serves as collateral.
In addition, businesses can benefit from the state program “Affordable Loans 5–7–9%,” implemented by the Government at the initiative of the President of Ukraine through the Entrepreneurship Development Fund. An additional incentive is available in the form of compensation from the EBRD of up to 30% of the project cost.
Thanks to the prompt review of applications and timely financing, the Bank enables businesses to move quickly from planning to implementation, taking into account operational specifics while ensuring a balanced financial burden.
Detailed information about the program is available via the link.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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