Overdraft – a short-term loan, which enables a borrower to make payments in excess of the balance on current account of the borrower up to the established limit. It is no need to provide the Bank with a request for drawdown of funds. The main difference of overdraft from other loans is that the repayment of overdraft is made out of incoming proceeds to the borrower`s account
Basic conditions of financing
![Minimum amount: UAH 2 000 000 Minimum amount: UAH 2 000 000](/upload/images/icons304px/ab9069d51dc6b136af46d480e58793b9.png)
Minimum amount: UAH 2 000 000
![Tenor of financing: up to 1 year Tenor of financing: up to 1 year](/upload/images/icons304px/15efc758c26c2fc35f364c82e148355d.png)
Tenor of financing: up to 1 year
![Currency of financing: UAH Currency of financing: UAH](/upload/images/icons304px/6ea877812a61bcdc53560d30b5be8856.png)
Currency of financing: UAH
![Interest rate: fixed Interest rate: fixed](/upload/images/icons304px/16.jpg)
Interest rate: fixed
![Organization fee: defined individually Organization fee: defined individually](/upload/images/icons304px/27.jpg)
Organization fee: defined individually
Possible collateral (or its combination)
- pledge of fixed assets (property complexes, real estate, equipment, vehicles, agricultural machinery)
- pledge of goods in turnover
- pledge of property rights under deposits placed in OTP Bank
- credit repayment guarantee of other bank acceptable for OTP Bank
- financial surety (corporate guarantee) issued by a company acceptable for OTP Bank
- financial surety of the borrower`s owners
![Possible collateral (or its combination) Possible collateral (or its combination)](/upload/images/icons304px/36.jpg)
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