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EN
Control your account 100% online
Control your account 100% online
The best tariffs
The best tariffs
User-friendly app
User-friendly app
Unlimited control of your accounts

Unlimited control of your accounts

  • Open accounts and control the movements of money
  • Card blocking control, PIN code change, card limits change
  • Passwords and login protection control
  • 24/7 access from any location


Profitable tariffs and bonuses

Profitable tariffs and bonuses

  • Consumer loans repayment without a fee
  • Free transfers between cards and accounts, opened in OTP Bank
  • +0,5% to term deposit rate
  • Profitable tariffs for UAH/FCY transfers to other banks

You can activate OTP Smart at the nearest OTP bank’s branch. During the visit to branch it is necessary to have a passport and TAX code.



Free transfers between cards and accounts
Free transfers between cards and accounts
Loans repayment without a fee and visiting branch
Loans repayment without a fee and visiting branch
Billing – it is simply enough to take a photo of the bill
Billing – it is simply enough to take a photo of the bill
Login
Additional freedom with OTP Smart app
ОТР Smart
ОТР Smart
ОТР Smart
ОТР Smart
ОТР Smart
ОТР Smart
ОТР Smart
ОТР Smart

Download OTP Smart
Full control over your accounts 24/7 from any location
Full control over your accounts 24/7 from any location
Guarantee of security from European bank
Guarantee of security from European bank
Loans repayment and money transfers without a fee
Loans repayment and money transfers without a fee
Download Google Play
Download App Store
Find out how to run your accounts more effectively from video lessons


Documents
OTP Smart security information
Usage of confidential data
Tariffs for the service (06/12/2021)
Tariffs for service in the OTP Bank UA system (29/12/2023)
Tariffs for service in the OTP Bank UA system (15/04/2024)
Remote service and electronic interaction agreement (Public) (from 18/12/2023)
Remote service and electronic interaction agreement (Public) (from 08/04/2024)
See all version of documents
FAQ
How to deposit my card account?

You can deposit card account by cash in any OTP bank branch or by non-cash way. Deposit card account possibly by:

  • In UAH : by account holder or by third person at OTP Bank branch
  • In FCY: by account holder or by third person at OTP Bank branch in the case of he/she has power of attorney
  • In UAH for account holder: via OTP Bank ATMs with the Cash-in function

Deposit card account by non-cash way is possible:

  • In UAH: by the way of money transfer via any UA bank, including OTP Bank
  • In FCY: by the way of money transfer in currency of card account via any UA bank (including OTP Bank, operation is carried out under a condition and limitations of current legislation) and also from abroad
  • By the way of money transfer from own card or current account via OTP Smart

How to repay my loan?

  • Deposit card via ATM
  • Repay loan at the branch
  • Transfer money to account
  • Use OTP Smart app
  • Deposit account via terminal

If you have suspicion of unauthorized access or change of customer information in remote service systems OTP Smart