Leadership recognized by the Financial Club ranking: OTP BANK named best in the cash loan segment
OTP BANK JSC has won the “Cash Loan” nomination in the “Top 25 Leading Banks of Ukraine” ranking organized by the Financial Club. The award ceremony took place on 16 November in Kyiv.
At OTP BANK, a preliminary decision on granting a cash loan is made online and provided within 15 minutes. For loans of up to UAH 50,000, only a passport and a taxpayer identification number are required. The maximum financing tenor is up to 7 years, while the maximum loan amount reaches UAH 1 million. The real annual interest rate ranges from 40.92% to 63.97%.
When determining the winner in this category, the jury primarily considered the following indicators: absolute and relative growth of the retail UAH-denominated loan portfolio for the period from August 2024 to July 2025; the average annual interest rate and loan processing time; the maximum loan tenor and amount; the requirement to provide proof of income; the number of customers who used the product; the availability of a standardized loan restructuring program, and other criteria.
At the same award ceremony, OTP Leasing LLC, a member of the OTP Group in Ukraine, received an award in the “Leasing” category. The selection of the winner was based on indicators such as the size of the leasing portfolio and the number of active contracts as of 1 August 2025, the volume of new business generated from August 2024 to July 2025, as well as the number of contracts concluded during this period.
The “Top 25 Leading Banks of Ukraine” ranking is an independent annual study of Ukraine’s banking sector aimed at identifying the strongest banks across individual segments of banking services. The evaluation criteria include financial performance, tariffs, the range, terms and volumes of services provided, as well as the number of ATMs and branches. The research methodology provides for a points-based assessment of each bank’s performance across multiple service segments.
This year, the Financial Club named 18 winners of its thematic rankings.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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