OTP Bank ranks among Forbes Ukraine’s top 10 SME lenders
JSC OTP Bank has once again confirmed its position as one of the leading partners of Ukrainian entrepreneurs by being included in Forbes Ukraine’s Top 10 Largest Lenders to Small and Medium-Sized Enterprises. The ranking brings together financial institutions that provide the highest levels of support to domestic companies and contribute to the development of key sectors of the economy.
Supporting small and medium-sized enterprises (SMEs) remains one of OTP Bank’s strategic priorities. At the beginning of the third quarter of 2026, the Bank’s SME loan portfolio amounted to UAH 7 billion. During the first half of the year, OTP Bank signed 560 loan agreements with a total value of UAH 3.7 billion. The Bank most actively supports companies operating in agriculture (38%), wholesale trade (25%), manufacturing (23%), as well as the services sector (8%) and retail trade (4%).
OTP Bank offers clients the following financing programmes:
- The government-backed 5-7-9% Affordable Loans Programme, implemented by the Government of Ukraine through the National Development Institution;
- A joint programme with the European Bank for Reconstruction and Development (EBRD), offering incentives ranging from 10% to 30% of the financed project value, depending on a number of factors;
- The Industrial Cashback Programme, providing compensation of 15% of the cost of Ukrainian-made equipment;
- Compensation of 25% of the cost of Ukrainian-manufactured agricultural machinery;
- Partnership programmes featuring interest rates starting from 0.01% per annum and/or zero loan arrangement fees.
As part of its research, Forbes Ukraine compiled a list of major banks financing micro, small, and medium-sized businesses, collecting data on loan portfolio volumes, industry diversification, interest rates, and currently available preferential financing programmes. Collectively, the top ten banks have an SME loan portfolio of UAH 230.9 billion, representing approximately one-quarter of all business lending in Ukraine. The ranking was published on September 18, 2026.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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