OTP Bank allocates UAH 5 billion to agribusiness financing in 2026
The agricultural sector remains one of OTP Bank’s key business priorities. Since the beginning of 2026, the Bank has provided UAH 5 billion in financing to agribusinesses, while agriculture accounts for 47% of its lending portfolio. At the same time, women are playing an increasingly important role in the sector, representing 31% of the Bank’s active agricultural clients. This was highlighted by Olga Volkova, Director of Sales for Small and Medium Corporate Clients at OTP Bank, during the Women’s Strength in Agriculture conference organized by AGGEEK AGENCY.
“We continue to finance businesses and support our clients even under these challenging conditions. In 2026, the Bank provided UAH 15.6 billion in new financing, of which UAH 5 billion was directed to agribusiness. For us, this is not simply one of our lending segments but a strategic area in which we consistently develop expertise and specialized financial products,” said Olga Volkova.
One such solution is AgroFactory. Over nine years, the programme has provided financing to 816 agricultural producers. In 2026 alone, businesses received UAH 2.4 billion through this channel. Another important development has been the AgroPortal digital service. It enables businesses to apply for financing online and receive a response regarding financing availability and credit limits within the shortest possible timeframe, without visiting a branch.
“We want farmers to gain a preliminary understanding of their financing opportunities without spending time travelling to a bank branch or preparing paper documents. This is particularly important today, when the security situation does not always allow for face-to-face meetings. Next year, we plan to expand the service further, including support for smaller farms operating from 50 hectares of agricultural land,” the expert explained.
OTP Bank is also actively developing financing solutions for investments in energy independence and energy efficiency.
“We do not simply provide a loan. Together with our partners, our specialists can visit a company’s premises, assess the technical feasibility of installing equipment, calculate energy requirements, and estimate the total project cost. Importantly, we can finance the full cost of equipment, including VAT, without requiring a mandatory down payment,” noted Olga Volkova.
In addition to energy projects, OTP Bank finances the purchase of agricultural land, machinery, commercial vehicles, and equipment for agricultural production. In 2026 alone, the Bank financed the acquisition of 1,000 hectares of agricultural land. Financing for such purposes can be provided for terms of up to seven years.
An important instrument supporting the development of agricultural finance remains financial agricultural receipts. OTP Bank holds a leading position in this segment, accounting for 77% of the banking financing market for financial agricultural receipts. Since 2017, the Bank has arranged financing through this instrument totaling UAH 12 billion. The next stage in its development is expected to be the transition to agricultural notes, a digital format designed to simplify the financing process.
Olga Volkova also highlighted the importance of financing women’s entrepreneurship in agriculture. According to her, the Bank sees strong payment discipline among women borrowers and is committed to continuing its support for businesses led by women.
“We see that women in agribusiness approach financing responsibly. They carefully assess their needs, avoid borrowing more than necessary, and service their loans diligently. Based on our analysis, we have not identified any women borrowers among loans that are not being serviced properly. We assess not only business potential but also responsibility in financial relationships. That is why women’s entrepreneurship is an area we are committed to supporting through financial tools that enable growth, investment, and business expansion,” concluded Olga Volkova.
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Public Joint Stock Company OTP Bank is a subsidiary of OTP Bank, which is the largest independent Central-Eastern-European banking group. JSC OTP Bank is one of the largest domestic banks, a recognized leader in the financial sector of Ukraine. The Bank provides a full range of financial services to corporate and private customers, as well as to small and medium enterprises. The bank entered the Ukrainian market in 1998, and since then it enjoys a staunch reputation of socially responsible, reliable and stable institution providing its consumers with services of European quality standard.
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