OTP Bank's payment cardholders can receive up-to-date insurance against the most common risks: insurance against loss of documents and theft of cash, fractures and injuries, hospitalization due to an accident.
Insure yourself against the loss of keys, wallets and different types of fraud, including social engineering (phishing, skimming, internet fraud, voice or SMS phishing, etc.), which becomes more popular among criminals every year. Moreover, insurance is not only about substantial repayment but also about peace of mind and confidence despite all the circumstances and troubles, which happen in life.
Who can get insurance services at OTP Bank?
Holders of payment cards issued by OTP Bank:
- MC Debit, MC Gold, MC Standard, Visa Classic, Visa Gold, Visa Rewards;
- MC World, MC Black Edition / Visa Platinum - within the bundle Premium / Black Edition;
- MC Platinum / MC Elite / Visa Infinite - within the tariff bundle Elite / Elite Persona.
OTP Bank's partner - provider insurance services
Insurance services are provided by the Cardif, a banking insurance expert.
Five facts about Cardif
- Founded in 1973 in France.
- Presented in 33 countries.
- The partner of OTP Bank since 2010.
- The world leader in the banking insurance sector - Finaccord data, 2018.
- The world leader in borrower insurance - Finaccord data, 2020.
Where you can get an insurance service
One can get an insurance services at any branch of OTP Bank's network. To find the closest one, click here.
Benefits of insurance in Cardiff
- significant financial support in the case of an insured event;
- quick registration;
- reliability of an international insurance company;
- up-to-date insurance solutions.
Insurance options for OTP Bank payment cards holders
- For Debit / MC Gold / MC Standard / Visa Classic / Visa Gold / Visa Rewards MS cardholders
The "Ideal" option covers various types of insurance - from small losses (documents such as passport, driver's license or technical certificate, car or house keys) to health insurance. - For holders of Debit / MC Gold / MC Standard / Visa Classic / Visa Gold salary cards
The "Salary" option is convenient since one can pay for that monthly, and the list of insured cases is quite comprehensive. - For holders of MC World / MC Black Edition / Visa Platinum cards - within the bundle Premium / Black Edition
The "Premium Protection" option has a wide range of insured cases. That is the only option that includes insurance against theft/loss/destruction of checked baggage and disability group I due to an accident.
The "Internet protection" option provides the biggest amounts of payments, allows splitting them into monthly and protects against the risks associated with fraud (third party money laundering) and social engineering (phishing, skimming, internet fraud, voice or SMS phishing, etc.). - For holders of Platinum / Elite / Visa Infinite MC Cards - within the TP Elite / TP Elite Persona
The Private Banking option offers the highest payout amounts. Thus, the insurance payment in case of fraud is 100 ths UAH.
What is an insurance cost and what is the amount of compensation?
The cost of insurance programs, the amount of insurance compensation and the list of insurance products are here.
To get an insurance
Contact the nearest OTP Bank branch with a passport and TIN
Open an OTP Bank payment card (if you do not already have a card from OTP Bank)
Conduct an insurance contract at the Bank's branch
Pay the cost of the service at the Bank's cash desk
