![Decision up to 60 minutes and money today Decision up to 60 minutes and money today](/upload/images/icons304px/71.jpg)
![For the loans up to 50 000 UAH only passport and identity number are needed For the loans up to 50 000 UAH only passport and identity number are needed](/upload/images/icons304px/64.jpg)
![The decision is making online.
Only money can be picked at the department The decision is making online.
Only money can be picked at the department](/upload/images/icons304px/ab9069d51dc6b136af46d480e58793b9.png)
Only money can be picked at the department
![The age of 25 is a minimal borrowing age The age of 25 is a minimal borrowing age](/upload/images/icons304px/50.jpg)
![Ukrainian citizenship and registration in Ukraine Ukrainian citizenship and registration in Ukraine](/upload/images/icons304px/6ea877812a61bcdc53560d30b5be8856.png)
![Loan amount – from 5 000 UAH to 1 000 000 UAH Loan amount – from 5 000 UAH to 1 000 000 UAH](/upload/images/icons304px/ab9069d51dc6b136af46d480e58793b9.png)
![Lending term – up to 84 months Lending term – up to 84 months](/upload/images/icons304px/15efc758c26c2fc35f364c82e148355d.png)
![Real annual interest rate is from 59% to 107% Real annual interest rate is from 59% to 107%](/upload/images/icons304px/16.jpg)
![Loan management fee is a certain percentage of the Loan amount Loan management fee is a certain percentage of the Loan amount](/upload/images/icons304px/16.jpg)
![Life insurance (tariff from 0.2% to 1%) Life insurance (tariff from 0.2% to 1%)](/upload/images/icons304px/10.jpg)
![Order your loan online Order your loan online](/upload/images/icons304px/54.jpg)
![Wait for a decision Wait for a decision](/upload/images/icons304px/71.jpg)
![Pick up your money at the bank Pick up your money at the bank](/upload/images/icons304px/ab9069d51dc6b136af46d480e58793b9.png)
![Decision in an hour Decision in an hour](/upload/images/icons304px/df022bdc8437ab688c1a53e1690f0069.png)
![Up to 50 000 UAH without a confirmation of income Up to 50 000 UAH without a confirmation of income](/upload/images/icons304px/df022bdc8437ab688c1a53e1690f0069.png)
![Online checkout Online checkout](/upload/images/icons304px/df022bdc8437ab688c1a53e1690f0069.png)
![OTP Bank is among the most efficient banks in Ukraine in 2021 OTP Bank is among the most efficient banks in Ukraine in 2021](/upload/medialibrary/42d/otp_reit.jpg)
OTP Bank is among the most efficient banks in Ukraine in 2021
OTP Bank took the fourth place in the list of the most efficient banks of Ukraine in 2021, according to the CASE Ukraine website.
The ranking is based on the Cost-to-Income ratio (CIR) - the ratio of operating expenses to operating income. This figure in OTP Bank is 37%, according to an analytical note published on the company's website. It also states that the key reason for OTP Bank's high operational efficiency was its business model.
![The lending opportunity to repay the loan in any convenient way for you: online and offline The lending opportunity to repay the loan in any convenient way for you: online and offline](/upload/medialibrary/0ef/1c5051563cb6fea8645bd1d1bf08833c.jpg)
The lending opportunity to repay the loan in any convenient way for you: online and offline
- make a payment via Internet via any card
- obtain a payment at the bank department
- transfer money using account details
- use online service OTP Smart
- replenish account through the terminal network
Now there is no need to remember the amount of monthly loan payment or call to information center. You can easily receive the information regarding your account balance via SMS.
It is necessary to send a message on the number 9707, mentioning in the text of outgoing message a number of the loan agreement (10 numbers).
SMS sending cost – 0,94 UAH for the national GMS operators’ subscribers.
Tariff is displayed in UAH including VAT. Additionally Pension fund charge is kept in the amount of 7,5% of the cost of the service, without VAT inclusion. Only for adults. Phone: 044 498-88-44, 044 290-92-34, (during working days from 8:00 a.m. to 8:00 p.m., day offs: 9:00 a.m. - 6:00 p.m., the cost of the payments according to the costs of your service provider).